A loose-knit selection of Virginians, stung by triple-digit rates of interest on payday as well as other loans, is attempting to complete just what the typical Assembly won’t — make sure all loan providers, including online ones, follow Virginia guidelines.

In a few federal legal actions, they’ve alleged loan providers are hiding behind indigenous American tribal governments to get around a Virginia legislation banning usury and a federal anti-racketeering legislation that targets loan sharks’ business collection agencies techniques.

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